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What We Are

Owned by Firms. Run for Firms. Paid to Firms.

guests laughing together at dinner event

Success is serious. We don’t always have to be.

Gala Night at Everest 2026, in Whitefish, Montana.

“Most organizations force Firms to trade economics for support, or ownership for compensation. We built Ridgeback differently. Most of our Firms improve their economics today while participating in the long-term value they help create. It’s an ‘and’ proposition — not an ‘or’ proposition.”

Dan Murphy | Ridgeback Co-Founder

Better Economics Today, Greater Value Tomorrow

The Ridgeback Group is a Firm-owned, Firm-led, Private Equity-free, carrier-empowered, and intellectually serious organization built to serve as the institutional backbone of independent HNW life insurance distribution. We offer enterprise-level support designed to help Firms grow, backed by a team deeply invested in your long-term success.

Most Firms believe they have to make a choice: keep more compensation but build everything alone, or join a larger organization and sacrifice economics in exchange for resources.

Ridgeback rejects that tradeoff. Our model is intentionally designed so that most member Firms can improve their economics today through better compensation structures, lower operating costs, institutional resources, and shared infrastructure, while simultaneously building ownership in an enterprise that becomes more valuable as every great Firm joins and succeeds.

In other words, you don’t exchange today’s economics for tomorrow’s equity. With Ridgeback, most Firms benefit from both.

Our Platform Spans:

  • Full-service Life Insurance
  • Annuities
  • Wealth Management
  • Executive Benefits
  • Disability Insurance
  • Long-Term Care
  • Consulting
  • Advanced Concepts

Member Firm Voices

“Ridgeback is a young and energetic upstart producer group hellbent on keeping private equity and stale hotel industry meetings at Rosemont/O’Hare and DFW far, far away from our psyche. And that’s just the Ridgeback founders and their team.

It’s an extraordinary group of people who we are lucky to call friends.”

Maxwell Schmitz | President of Yetworth, a Ridgeback Member Firm

Inside Ridgeback

Carla Stowe
Brendan Costello
Brendan Connolly
Cole Porter

Member Firm Voices

“What Ridgeback does really well is that you stay fully independent, but you’re not on an island. There’s a big study group component, a lot of cross-sharing between Firms, so you’re constantly seeing new ideas, pressure-testing strategies, and frankly just getting better over time. At the end of the day, I run my business my way, but I’ve got a much stronger network and better ideas behind me, and that’s been a big win.”

Matt Losanno | Managing Partner, Cinder Wealth, a Ridgeback Member Firm